Refund Policy

Effective Date: July 1, 2025

Welcome to IncomeOpportunitiesMagazine.com (the “Site”), operated by Jennifer Schwartz and team (“we,” “us,” or “our”). By purchasing from this site, you agree to comply with and be bound by the following Refund Policy. Please review carefully. If you do not agree to these terms, you should not purchase.

1. VIP Membership

You agree to use this Site only for lawful purposes and in accordance with these Terms. You must be at least 18 years of age or using the Site under the supervision of a parent or legal guardian.

  • Monthly Payment - Your first 30 days are free. While we hate to see you go, your card is not charged if you cancel in this time. There is no refund of a monthly charge, but you will maintain access to all benefits until the end of the month you have paid for.
  • Annual Payment  - As with the monthly membership, your card is not charged for 30 days. Cancellation during the year will be refunded on the remaining portion of the year, with the amount used based on the monthly membership rate*. 

*Example: You cancel 6 months after your card is charged. You used 6 months @$14.95 = $89.70, so your refund would be $149 - $89.70 = $59.30.

2. Advertising

Once your ad is paid for and design work has begun, all sales are final—no refunds.

That said, we’re small business owners too, and we’ve been doing this for 21 years. Our business is built mostly on referrals and word of mouth from great folks like you. We believe teamwork makes the dream work, so if something’s not right, just let us know—we’ll do everything we can to make it right.​